Share Financial - Overview
Share Financial Services is a leading investment banking consulting firm based in Dallas, Texas, specializing in church and non-profit finance. With over 45 years of experience in the industry, we have successfully assisted approximately 1,400 churches in obtaining financing for various projects, including building, renovating, expanding, and refinancing. Our total financings have reached nearly one billion dollars, reflecting our commitment to helping organizations thrive.
At Share Financial, we adhere to our Core Values and prioritize responsible lending practices. This allows us to offer churches the opportunity to extend their reach and positively impact their communities and members. We achieve this by providing long-term fixed financing through bond issues. Unlike traditional financing options, such as those offered by banks and denominational lenders, our structures do not involve balloon payments or adjustable interest rates. This provides churches with the stability and predictability they need to effectively budget and plan for the future.
Our bond issues have a 25-year amortization schedule and do not impose prepayment penalties. As a result, the majority of our deals are paid off within 8-10 years, enabling churches to become debt-free sooner. These bond issues are secured with the first lien on the property and undergo a rigorous approval process. This process includes thorough evaluation of audited financial statements, multiple site visits, and a company policy of worshiping with the church before providing any financing. Our extensive experience in the sector allows us to expertly assess churches’ financial situations and ensure responsible stewardship.
Share Financial Services is proud to be a member of FINRA and the Securities Investor Protection Corporation (SIPC), providing our clients with added security and protection. We are also affiliated with the National Association of Church Business Administrators (NACBA) and the National Association of Church and Institutional Financing Organizations (NACIFO), further demonstrating our commitment to serving the unique needs of churches and non-profit organizations. Additionally, we are registered with the appropriate securities regulatory agencies in 40 states, ensuring compliance with all necessary regulations.
In summary, Share Financial Services is a trusted partner for churches and non-profit organizations seeking financing solutions. With our extensive experience, responsible lending practices, and commitment to our clients’ success, we empower organizations to expand their impact and enrich the lives of their communities and members.