Flock Advisors
FLOCK takes an active leadership role in the markets it participates in, using its expertise, information, and capital to design financial products that promote the health of the financial underserved markets.
FLOCK has a passion for making big things happen for clients and the perseverance to overcome barriers and risks experienced by those in the underserved markets. The performance of FLOCK benefits all those it touches.
FLOCK constantly challenges its own abilities and develops actionable insights to address the complex issues faced by its clients.
FLOCK Serves Industries in the Below-Prime and Charge-off Market Segments
The financial underserved market generates approximately $100 billion in fee and interest revenue from a volume of approximately $800 billion in all provided financial services. FLOCK believes that the charged-off and below-prime market segments will become increasingly complex due to increased government regulations and industry consolidation.
Funding solutions need to consider cash flow and returns necessary for sustainable growth, provide resources for compliance and industry best practices, and have the ability to scale asset classes to compete in a consolidating market.
FLOCK Is a Specialty Finance Company
FLOCK has the knowledge to mitigate the risks associated with the underserved markets and asset classes. This expertise enables funding when traditional banks are unwilling to extend credit.
FLOCK is willing to risk its capital for clients who do not fit into the standard credit box and uses a proprietary funding structure that allows for advancing more funds than a traditional bank.